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US-issued Visa and Mastercard virtual cards. Cards issue in seconds once you're verified. Create your card

One card per subscription, in your control

A virtual card for your subscriptions and online tools

Pay for software, apps and online services with a US-issued virtual Visa or Mastercard, and keep every subscription on a card of its own.

Close a card and new charges are declined. Verify once with a photo ID.

Get your card
  • US-issued Visa or Mastercard
  • Credit BIN
  • 3D Secure

Funded from your balance. No credit or loan is offered.

Why your subscriptions belong on ZikCards cards

01One card per subscription

Give each service its own card, so every bill is easy to find.

  • Name each card for the service it pays
  • See each subscription's charges on its own card
  • Freeze one card without touching the rest

Your subscriptions, sorted by card.

02Pay US-priced services in dollars

Many tools bill in US dollars. Your ZikCards card pays in US dollars too.

  • Visa or Mastercard, issued in the United States
  • Card number, expiry and code shown the moment it's issued
  • Top up your balance online

Simple online setup from supported regions.

03Prepaid control for every bill

Load only what each bill needs. A card cannot spend more than is on it.

  • Top up a card before its renewal
  • Leave a little headroom above the bill for card fees
  • Keep the rest in your ZikCards balance

A price rise you missed cannot take more than the card holds.

04Safer free trials

Start a trial on its own card, and close the card if you do not keep the service.

  • New charges to a closed card are declined
  • What is left on it returns to your ZikCards balance
  • Nothing is left behind for a forgotten renewal to charge

Try new tools without the worry.

Most merchants that accept Visa or Mastercard

Use your cards for software, apps, streaming, cloud services and online shops.

  • A USD card for services billed in dollars
  • Visa or Mastercard, your choice for each card
  • Add it to Apple Pay or Google Pay to pay in shops too

More currencies are coming soon.

Clear fees

What ZikCards charges, and what the card issuer charges. No monthly fee.

Deposit fee

Added on top when you top up your balance: add $100, pay $102.

$1 + 1%

per deposit

Card creation

One-time, when a card is issued.

$5

per card

Card funding

When you load money onto a card: load $100, pay $103.

3%

of the amount

Withdrawal fee

Charged on top: withdraw $100, total debit $106.

$5 + 1%

per withdrawal

No monthly fee. From the card issuer: $0.50 + 2.5% on purchases settling outside the US, $0.40 per declined payment. $1.20 stays on each open card and comes back when you close it. See every fee

Real virtual cards from a licensed issuer

Every ZikCards card is a real Visa or Mastercard, issued in the United States and backed by your own balance.

Issued by a licensed card issuer, on real Visa and Mastercard ranges

Every cardholder's identity verified

Card numbers kept in a secure vault, never on our servers

Common questions

How do I stop a subscription from charging me?

Cancel it with the service as usual. If you want to be sure it stops, close the card: new charges are declined, and what is left on it returns to your ZikCards balance.

Can I use one card for several subscriptions?

Yes, though a card per subscription makes each bill easier to follow and lets you stop one without touching the others.

What if a renewal costs more than the card holds?

The payment is declined and the card issuer charges a small decline fee, so keep a little more on the card than the bill. Your dashboard shows each card's balance.

What do I need to get started?

A photo ID for a one-time identity check (KYC). You top up your ZikCards balance using the supported funding methods in your dashboard, and your virtual cards are issued in the United States. You can sign up from most countries.

How long does a card last?

Three years from the day it is issued. There is no automatic renewal: create a new card before it expires and update anywhere the number is saved. Closing a card returns what is left on it to your ZikCards balance.

Put your subscriptions on ZikCards cards

Create an account, verify once, and issue a card for each subscription in minutes.