Acceptable Use Policy
Last Updated: 2 August 2026
This Acceptable Use Policy (“AUP”) outlines the rules and restrictions for using the services provided by ZikCards, operated by Rab Technologies & Traders LLC (“we,” “us,” or “our”).
By accessing or using ZikCards.com or purchasing virtual cards, you agree to comply with this AUP. Violating this policy may result in suspension, termination, or reporting to authorities.
1. Purpose of This Policy
The purpose of this AUP is to:
Protect users from fraud and abuse
Ensure compliance with card issuer rules
Maintain platform integrity
Prevent illegal or high-risk activities
Meet regulatory and security requirements
This AUP applies to all users, accounts, transactions, and activities conducted through ZikCards.
2. Prohibited Activities
You may not use ZikCards for any of the following:
A. Illegal Activities
Money laundering
Terrorist financing
Buying or selling illegal goods
Drug-related activities
Human trafficking
Child exploitation
B. High-Risk or Restricted Merchant Categories
You may not use ZikCards virtual cards for:
Illegal pornography
Gambling (where prohibited)
Sports betting
High-risk digital goods
Stolen or unauthorized software
Fraudulent “card testing”
Dark web services
Cryptocurrency exchanges or trading (if restricted by issuer)
Malware, hacking tools, botnets
Phishing or spoofing services
C. Financial Abuse / Fraud
Funding an account with stolen or misappropriated cryptocurrency
Chargeback fraud
Identity fraud or impersonation
Creating duplicate or fake accounts
Using a VPN, proxy or similar tool to conceal your location in order to evade these rules, sanctions screening or issuer restrictions
Attempting to bypass card issuer restrictions
Card testing or small transaction abuse
D. Misuse of the Service
Sharing or selling your ZikCards account
Reselling or redistributing cards without authorization
Attempting to reverse-engineer or bypass platform controls
Tampering with security or system functions
Interfering with others’ use of the website
3. KYC/AML Compliance
To ensure security and compliance:
We may require identity verification (KYC)
We may limit transactions until verification is completed
Suspicious accounts or transactions may be held or terminated
We will follow AML procedures to detect and prevent fraud
Failure to cooperate may result in denial of service.
4. Transaction Monitoring
ZikCards monitors user activity to ensure safety:
Purchase behavior
Merchant category codes (MCC restrictions)
Unusual patterns
High-risk geolocation
Repeated failed payments
Use of anonymizing tools
Any suspicious activity may trigger:
Temporary holds
Card freezing
Additional verification
Permanent account closure
5. Card Issuer and Payment Provider Rules
ZikCards virtual cards are issued via a licensed third-party provider.
Users must comply with:
Card issuer limitations
Payment network rules
Merchant category restrictions
Regional regulations
Failure to comply may result in card deactivation.
6. Enforcement Actions
If you violate this AUP, we may take the following actions:
Warn or notify the user
Restrict or suspend the account
Freeze virtual cards
Cancel pending transactions
Block access to the platform
Report activity to law enforcement, card issuers, or regulators
Permanently close the account
We reserve the right to decide enforcement measures based on severity.
7. Reporting Violations
If you believe any user is violating this policy, report immediately to:
support@zikcards.com
8. Updates to This Policy
We may update or revise this AUP at any time.
Changes will be posted on this page with a new “Last Updated” date.
Continued use of ZikCards means you accept these changes.
9. Contact Information
Rab Technologies & Traders LLC
support@zikcards.com