US-issued Visa and Mastercard virtual cards. Cards issue in seconds once you're verified. Create your card
A US dollar card for global digital payments
Get a US-issued virtual Visa or Mastercard and pay in US dollars at most online merchants that accept Visa or Mastercard.
Top up online, and verify your identity once with a photo ID before your first card. No branch visit.
Get your cardFunded from your balance. No credit or loan is offered.
Every card is issued in the United States on a US credit BIN.
A real card from a US issuer, ready for online checkout.
Sign up and top up online, from most countries.
No branch visit and no paperwork in the post.
Load a card first. It can only spend what is on it.
You decide how much each card can spend.
Signing up for something you are not sure about yet?
Try things without handing over your main card.
Your ZikCards balance is held in US dollars, and your cards spend in US dollars.
More currencies are coming soon.
What ZikCards charges, and what the card issuer charges. No monthly fee.
Added on top when you top up your balance: add $100, pay $102.
$1 + 1%
per deposit
One-time, when a card is issued.
$5
per card
When you load money onto a card: load $100, pay $103.
3%
of the amount
Charged on top: withdraw $100, total debit $106.
$5 + 1%
per withdrawal
No monthly fee. From the card issuer: $0.50 + 2.5% on purchases settling outside the US, $0.40 per declined payment. $1.20 stays on each open card and comes back when you close it. See every fee
Every ZikCards card is a real Visa or Mastercard, issued in the United States and backed by your own balance.
Issued by a licensed card issuer, on real Visa and Mastercard ranges
Every cardholder's identity verified
Card numbers kept in a secure vault, never on our servers
Yes. Every ZikCards card is issued in the United States, on a Visa or Mastercard US credit BIN.
No. You can sign up from most countries. Top up your balance and verify your identity once with a passport, national ID card or driving licence.
You top up your ZikCards balance using the supported funding methods in your dashboard. Your balance appears in US dollars once the payment is confirmed.
Yes. You pick Visa or Mastercard each time you create a card.
Three years from the day it is issued. There is no automatic renewal: create a new card before it expires and update anywhere the number is saved. Closing a card returns what is left on it to your ZikCards balance.
Create an account, verify once, and pay in US dollars within minutes.