Refer and earn
Earn 20% of what we make from everyone you refer, for as long as they use ZikCards. Each commission is held for 30 days, then added to your ZikCards balance.
How it works
- Open a ZikCards account. Your username becomes your referral link — there is nothing to apply for.
- Share the link. Anyone who signs up through it is attributed to you permanently.
- When they use their cards, your share is recorded, then added to your balance after 30 days.
What you earn on
Commission is paid on:
- Card Issue
- Card Spend
It is a share of what we keep, after the card issuer and the payment processor take theirs — so it is a share of our margin rather than of the amount your referral moves.
When you are paid
Each commission is held for 30 days, then added to your ZikCards balance, where you can spend it on a card or withdraw it like any other balance. Your Refer & Earn page shows what is pending and when it will be added. Commissions below 0.10 USD are not credited and are not carried forward. Card purchases earn commission from 20.00 USD: a smaller purchase earns nothing.
The rules
- You cannot refer yourself. We may withhold commission from accounts opened to refer their own owner.
- Commission is paid once per transaction. A repeated or retried payment does not pay twice.
- Commission held for 30 days may be cancelled if the payment behind it is refunded, and is cancelled if the referred account is closed.
- We may change the rate. Commission already earned keeps the rate it was earned at.