Privacy Policy
🔒 Privacy Policy for ZikCards.com
Last Updated: [11/21/2025]
This Privacy Policy explains how Rab Technologies & Traders LLC (“we,” “us,” or “our”), the operator of ZikCards.com, collects, uses, discloses, and safeguards your information when you purchase or use virtual prepaid cards through our website.
By accessing or using ZikCards.com, you consent to the practices described in this Privacy Policy.
1. Contact Information
If you have questions or concerns about this Privacy Policy or our data practices, you may contact us at:
Company: Rab Technologies & Traders LLC
Address: 30 N Gould St #29271, Sheridan, WY 82801
Email: support@zikcards.com
2. Information We Collect
We collect information that identifies, relates to, or could reasonably be associated with you (“Personal Information”).
A. Information You Provide Directly
Identity Data
Full name
Physical address
Email address
Phone number
Date of Birth (DOB)
Government-Issued Identification Number (e.g., SSN, ITIN, or equivalent)
(Required for account creation, verification, and order fulfillment.)
Transaction Data
Products purchased
Virtual prepaid card details (non-sensitive)
Order history
Payment Data
Billing address
Payment method type
Limited payment details (e.g., last four digits)
Tokenized payment information from third-party processors
Note: We do not store full payment card numbers or CVV data.
Support & Communication Data
Information you send via email or support forms
Documents you upload for verification (if required)
B. Information Collected Automatically
Technical Data
IP address
Browser and device information
Operating system
Time zone and language
Usage Data
Pages viewed
Click behavior
Referring/exit pages
Time spent on the website
Interaction data
This information helps improve performance, security, and user experience.
3. How We Use Your Information
We use the collected information to:
A. Process Orders & Provide Services
Deliver purchased virtual cards
Process and confirm transactions
Send account and order notifications
B. Prevent Fraud & Ensure Security
Verify identity when necessary
Detect suspicious activity
Comply with AML, fraud-prevention, and security standards
C. Customer Support
Respond to inquiries
Resolve technical issues
Provide product and account assistance
D. Improve Website & User Experience
Analyze usage patterns
Enhance functionality
Optimize performance
E. Legal & Compliance
Maintain accurate records
Meet regulatory, tax, and accounting requirements
Respond to lawful requests from authorities
4. Sharing of Your Information
We may share your Personal Information with:
A. Financial Partners and Regulatory Compliance We are a Card Program Manager, and to issue the ZikCards Virtual Prepaid Card and comply with financial regulations, we are required to share your Personal Information with our financial partners:
The Card Issuer: The FDIC-insured partner bank legally responsible for issuing the cards. We share Identity Data, Transaction Data, and Support Data to satisfy the bank's Know-Your-Customer (KYC) obligations, perform mandatory fraud screening, and fulfill regulatory reporting requirements.
Stripe: As our technical service provider, we share data to enable card issuance, transaction processing, fraud monitoring (Stripe Radar), and compliance with Anti-Money Laundering (AML) standards.
B. Operational Service Providers We may share your Personal Information with third-party vendors for specific operational functions, including cloud hosting, email delivery, analytics, and non-bank identity verification partners. These providers operate under confidentiality agreements and are restricted from using your data for any purpose other than providing services to ZikCards.
C. Legal Authorities
When required by:
Law
Subpoena
Court order
Regulatory agencies
Or when necessary to protect our rights or prevent harm.
5. Data Security & Retention
A. Data Security
We employ industry-standard protections including:
Encrypted transmission (HTTPS)
Secure authentication
Server firewalls and monitoring
Access controls
Fraud detection systems
While we take strong precautions, no system can guarantee absolute security.
B. Data Retention
We retain your data only as long as necessary for:
Providing services
Compliance with law
Fraud prevention
Accounting and tax obligations
After this period, data is securely deleted or anonymized.
6. Your Privacy Rights
Depending on your jurisdiction, you may have the right to:
Access the Personal Information we hold
Request corrections or updates
Request deletion (where applicable)
Restrict or object to certain processing
Request a copy of your data
To exercise these rights, contact: support@zikcards.com
7. Children’s Privacy
ZikCards.com is not intended for individuals under 13 years old.
We do not knowingly collect information from children.
If you believe a minor has provided us data, contact us immediately.
8. Third-Party Websites
Our website may include links to third-party sites.
We are not responsible for their content, privacy practices, or policies.
9. Changes to This Privacy Policy
We may update this Privacy Policy periodically.
When changes occur, we will revise the “Last Updated” date.
You are encouraged to review this page regularly to stay informed.